Claim Back Unfair Bank & Other Charges The Easy Way

It's time to claim back the penalty charges you have received in recent years. In fact, did you know you can claim up to six year?


I'm not just talking about bank charges either. It includes credit cards, store cards, loans, council tax rebates, mortgage accounts - including exit fees! - and mis sold payment protection plans... just to name a few.

No matter what your current financial situation YOU should be doing this. Let's stop these institutions making unfair charges. They are levied on your account for going over agreed limits, however sometimes these costs are excessive and provide the organsiation concerned with "easy" profits, thus unlawful.

There is no reason why every DebtFree&Happy subscriber should not be doing this! Especially when there is an organisation like Bank-Smart that do all the hard work for you.


Bank-Smart deal specifically with the reclaiming of penalty charges on a No Win, No Fee basis with NO upfront charges. They have taken on over £25,000,000 in claims - so why isn't yours included? :-)

Their analysts and programmers have developed one of the most efficient and effective claims management processing systems of any claims management company in the UK.

I've been impressed with the results I've seen my clients get. Have a look at their website by clicking here - there's nothing to lose and everything to gain...with little effort on your part.

Reclaim the money you deserve!

Wishing you great success
Amanda Clarke
DebtFree&Happy Coach



Bank-Smart are regulated by the Ministry of Justice in respect of claims management activities and registered with the Data Controller reference number Z9702452.