How to Cut Your Mortgage Term From 9 years to 2 years & 8 months

I just returned from an extended break and received a message from a graduate of the DebtFree & Happy Personal Learning course. It may be the "most depressing week of the year" for some people, but not for this lady :-)

Here it is:

“Last January on my small mortgage of £50 odd per month I had a term of 8 years 11 months. After paying double the amount for just 12 months I have not only paid off a huge amount, but reduced my term down to 2 years 8 months. I am delighted! If you want copies of my mortgage statements to reflect this, it might be good to share with others who are considering purchasing the Df&H programme. That’s just one of the many nuggets I discovered. My life and attitude towards money has changed dramatically in the past 12 months. Thank you so much.”
M Mackenzie, North Wales.

I’m also delighted for M. She deserves every success. After all, she has used the very tools I gave her. The biggest mistake people make is not taking action based on the information the gain. Many people subscribe to the debtfree and happy e-course but then NEVER action the very useful tips supplied therein. Some even go on to buy the Debt Free & Happy Personal Learning Course and NEVER even OPEN THE BOX! Can you believe that?

If you are one of those people that own a copy of the programme and have yet to open the box, let me ask you one question:

How on earth will you EVER be more successful if you aren’t prepared to take the action required?

It will NEVER happen for you. YOU have to take responsibility. You have to open the box and listen to the programme. You have to carry out the exercises.

“When you are ready, the teacher will appear” Many of us have heard this saying before… however, many people also become blind when the teacher is right in front of them. If you are truly commited to changing your financial future then the time to take action is NOW. It only takes one action to create a wonderful snowball affect that will improve your life endlessly.

The media have been harping on about 22nd January being the Most Depressing Day of the Year, mainly because Credit Card statements with the list of Christmas (over)spending start landing on the doormat. If you start following the principles of the Debt Free & Happy programme, you may even be as delighted as this lady!

Wishing you massive success in 2007.